Life Insurance Options

When looking for life insurance, you´ll want to compare the different types of life insurance, each of which has its distinct advantages. These include:

• Whole Life, which is a permanent life insurance policy that remains in force as long as you pay the premiums. Depending on how long you hold the policy, you may build up reserves against which you can borrow. Whole life has relatively high premiums in the early years of the policy which may make it too expensive for young parents.
• Variable Life insurance premiums are invested in securities, stocks, and bonds. Because it performs as a mutual fund, your insurance investment is tied to the ups and downs of the financial markets.
• Single-Premium Life insurance allows you to pay all the premiums up front at one time. It´s a big chunk of money ($5,000 and up) depending on your age and policy, but confers certain estate tax savings because it can be transferred to your heirs.

Regardless of the policy type, you need to compare plans, costs, and insurers to make sure you are getting the best deal.

Our streamlined, secure process allows you to submit information to our qualified insurers who will provide you with estimates and policies, so you can make an informed decision about what coverage is right for you.