Dental Insurance Plan Options

Dental insurance comes in many of the same plan types. For a relatively modest premium, dental insurance can contribute significantly to your overall health.

With dental insurance the goal is usually to obtain preventative services that allow you to maintain good dental health. With regular checkups, costs are minimized and extensive care is usually avoided.

The following options are available:

• Indemnity plans are simple and straightforward. You pay for service and are reimbursed for expenses according to the terms of your policy. Rates of reimbursement are based on what is usual and customary for dentists in your region. The downside is if the dentist charges more than the plan allows, you´ll need to pay the difference.
  
• Managed care plans work like HMOs so that you have a pool of member dentists from which to choose and a co-payment made at the time of service. Because of built-in cost controls, managed care can be an economical choice for dental care.

To evaluate your dental insurance options, use our streamlined, secure process. You can quickly obtain information about available dental insurance plans and choose one to suit your needs.